Bad credit?, What happens after you die. Options

[serges2]

Subject: This might be true, it wouldn't surprise me!
Sent: May 3, 2006 8:29:19 AM

Be sure and cancel your credit cards before you die. This is so priceless,
and so easy to see happening, customer service being what it is today. A lady
died this past January, and Citibank billed her for February and March for
their annual service charges on her credit card, and then added late fees and
interest on the monthly charge. The balance had been $0.00, now is somewhere
around $60.00. A family member placed a call to Citibank:

Family Member: "I am calling to tell you that she died in January."
Bank: "The ; account was never closed and the late fees and charges
still apply."
Family Member: "Maybe, you should turn it over to collections."
Bank: "Since it is two months past due, it already has been."
Family Member: So, what will they do when they find out she is dead?"
* Bank: "Either report her account to the frauds division or report
her to the credit bureau, maybe both!"
Family Member: "Do you think God will be mad at her?"
Bank: "Excuse me?"
Family Member: "Did you just get what I was telling you - the part
about her being dead?"
Bank: "Sir, you'll have to speak to my supervisor."

Supervisor gets on the phone:

Family Member: "I'm calling to tell you, she died in January."
Bank: "The account was never closed and the late fees and charges
still apply."
Family Member: "You mean you want to collect from her estate?"
Bank: (Stammer) "Are you her lawyer?"
Family Member: "No, I'm her great nephew." (Lawyer info given)
Bank: "Could you fax us a certificate of death?"
Family Member: "Sure." (fax number is given)

After they get the fax:

Bank: "Our system just isn't set-up for death. I don't know what
more I can do to help."
Family Member: "Well, if you figure it out, great! If not, you
could just keep billing her. I don't think she will care."
Bank: "Well, the late fees and charges do still apply."
Family Member: "Would you like her new billing address?"
Bank: "That might help."
Family Member: "Odessa Memorial Cemetery , Highway 129, Plot Number
69."
Bank: "Sir, that's a cemetery!"
Family Member: "What do you do with dead people on your planet?


I don't know if this is a true story or not but I put nothing past banks lol.

[MrPink]

lol, thats funny. I dont know how real that event may be, but its worth a good laugh. However if you have outstanding debts (more than 60$, much much more) the banks can forclose on your property and assets before they are left to the deceased's recipents. Death and Taxes, taxes, apperiently is Always first (stupid taxes )